Mar 17, 2025 · An interest rate may temporarily not be available for any given loan program. Please continue to check this page as rates move throughout the day and from day to day. …

2 days ago · No, once you lock in your rate, the only ways to lower the rate would be through an exception of a permanent buydown and/or you change the first mortgage to a loan program …

The CalPLUS FHA program is an FHA-insured first mortgage with a slightly higher 30 year fixed interest rate than our standard FHA program and is combined with the CalHFA Zero Interest …

Sample APRs include typical finance charges, such as lender fees and other charges paid to get the loan. For these illustrative purposes only, the total financed charges is assumed to be 3%.

The California Housing Finance Agency - CalHFA offers a variety of loan programs to help homebuyers and first time homebuyers purchase a home in California.

Meet the credit, income, property, borrower and loan requirements detailed in this program handbook, as well as CalHFA’s Lender Manual, the first mortgage investor, the CalHFA …

CalHFA does not require the borrower to have a current CalHFA loan to be eligible for the CalHFA FHA Refinance or the CalHFA Conventional Refinance. CalHFA does require the borrower to …

CalHFA supports the needs of renters and homebuyers by providing financing and home loan programs that create safe, decent and affordable housing opportunities for low to moderate …

We recommend that you check with a CalHFA-approved loan officer to receive an accurate rate quote for this program. CalHFA does not lend money directly to consumers.

The interest rate on the CalHFA Conventional is fixed throughout the 30-year term. Review the sections below to find out more about the CalHFA Conventional program.