A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

Credit scores quietly shape the cost of everyday life, from the rate on a car loan to whether a landlord will hand over the keys. Yet some of the most widely repeated beliefs about how scores work are ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.

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Forbes contributors publish independent expert analyses and insights. Enoch Omololu writes about personal finances for millennials. Dec 15, 2023, 06:30pm EST Dec 19, 2023, 11:55am EST This article is ...

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

Seeing your score go down after wiping out debt is disheartening. Here's what might've happened behind the scenes. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

On May 1, the U.S. government updated its mortgage fee system. Some, but not all, homebuyers with higher credit scores could see increased fees for a new mortgage, and people with lower credit scores ...

Katherine Watt is a former CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about personal finance for NextAdvisor. Based in New York, Katherine graduated summa ...