Learn how car insurers evaluate vehicle value to better negotiate your claim and find out why insurance payouts often fall short of replacement costs.

Discover why nonstandard auto insurance is essential for high-risk drivers. Learn how it covers those with a poor driving record, accidents, or traffic violations.

Car insurance rates have continued to rise in recent years, with the national average for a full coverage policy hitting $2,638 per year in 2025, up 12% from $2,349 in 2024. However, it's still ...